Fam vs. Buy Now Pay Later

0% Transaction Fees (save 5%)

Free up money for growth by eliminating transaction fees.

0% Transaction Fees (save 5%)

Free up money for growth by eliminating transaction fees.

0% Transaction Fees (save 5%)

Free up money for growth by eliminating transaction fees.

Boost Conversions & Basket Values

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

Boost Conversions & Basket Values

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

Boost Conversions & Basket Values

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

Boost Repeat Purchases

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

Boost Repeat Purchases

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

Boost Repeat Purchases

Fund Store Credit rewards from payment fee savings to boost repeat purchases.

No Consumer Debt

Customers spend what they have, not what they owe.

No Consumer Debt

Customers spend what they have, not what they owe.

No Consumer Debt

Customers spend what they have, not what they owe.

No Late Fees or Interest for Consumers

No hidden fees, no financial stress.

No Late Fees or Interest for Consumers

No hidden fees, no financial stress.

No Late Fees or Interest for Consumers

No hidden fees, no financial stress.

No Credit Checks for Consumers

Everyone can pay, no approvals needed.

No Credit Checks for Consumers

Everyone can pay, no approvals needed.

No Credit Checks for Consumers

Everyone can pay, no approvals needed.

Encourages Full Upfront Payment

Reduces dispute risk.

Encourages Full Upfront Payment

Reduces dispute risk.

Encourages Full Upfront Payment

Reduces dispute risk.

Intelligent Consumer Login Flow

Fam customers fly through checkout with our intelligent login flow, skipping the lengthy signup process.

Intelligent Consumer Login Flow

Fam customers fly through checkout with our intelligent login flow, skipping the lengthy signup process.

Intelligent Consumer Login Flow

Fam customers fly through checkout with our intelligent login flow, skipping the lengthy signup process.

Instant Payouts

Get access to your funds every 24 hours. Improve cashflow so you can grow faster.

Instant Payouts

Get access to your funds every 24 hours. Improve cashflow so you can grow faster.

Instant Payouts

Get access to your funds every 24 hours. Improve cashflow so you can grow faster.

Free Chargeback Protection (save 0.6%)

Save upto an additional 0.6% per year with zero chargebacks.

Free Chargeback Protection (save 0.6%)

Save upto an additional 0.6% per year with zero chargebacks.

Free Chargeback Protection (save 0.6%)

Save upto an additional 0.6% per year with zero chargebacks.

No False Declines (save 2.1%)

Save an additional 2.1% with no false declines

No False Declines (save 2.1%)

Save an additional 2.1% with no false declines

No False Declines (save 2.1%)

Save an additional 2.1% with no false declines

HOW IT WORKS

Reward your customers, not the card companies.

STEP 1

Process payments for free forever (really)

Customers pay in full, directly from their bank account using their banking app or website.

STEP 2

Pass payment fee savings on to customers as Store Credit

Incentivise customers to save you payment fees, while reinvesting the savings into your growth.

STEP 3

Bring customers back faster & more often

Bring customers back 40% faster for their next purchase and boost overall CLTV by 46%.

HOW IT WORKS

Reward your customers, not the card companies.

STEP 1

Process payments for free forever (really)

Customers pay in full, directly from their bank account using their banking app or website.

STEP 2

Pass payment fee savings on to customers as Store Credit

Incentivise customers to save you payment fees, while reinvesting the savings into your growth.

STEP 3

Bring customers back faster & more often

Bring customers back 40% faster for their next purchase and boost overall CLTV by 46%.

HOW IT WORKS

Reward your customers, not the card companies.

STEP 1

Process payments for free forever (really)

Customers pay in full, directly from their bank account using their banking app or website.

STEP 2

Pass payment fee savings on to customers as Store Credit

Incentivise customers to save you payment fees, while reinvesting the savings into your growth.

STEP 3

Bring customers back faster & more often

Bring customers back 40% faster for their next purchase and boost overall CLTV by 46%.

Customers 💛 paying with Fam

Fam is the fastest growing payment choice of Gen-Z and Young Millennials

Customers 💛 paying with Fam

Fam is the fastest growing payment choice of Gen-Z and Young Millennials

Customers 💛 paying with Fam

Fam is the fastest growing payment choice of Gen-Z and Young Millennials

Partner with the best in tech, finance and growth

Devansh Vasani

COO & Co-founder

Urvesh Vasani

CEO & Co-founder

Dharmesh Fumakiya

CTO

Alexandra Forsch

Growth

Kudzai Manungo

Product

Shreya Sharma

Community & Social

Partner with the best in tech, finance and growth

Devansh Vasani

COO & Co-founder

Urvesh Vasani

CEO & Co-founder

Dharmesh Fumakiya

CTO

Alexandra Forsch

Growth

Kudzai Manungo

Product

Shreya Sharma

Community & Social

Partner with the best in tech, finance and growth

Devansh Vasani

COO & Co-founder

Urvesh Vasani

CEO & Co-founder

Dharmesh Fumakiya

CTO

Alexandra Forsch

Growth

Kudzai Manungo

Product

Shreya Sharma

Community & Social

Enterprise-Grade Security and Platform

FCA-Licensed

Fam’s payment and payment account infrastructure is regulated by the Financial Conduct Authority.

ISO 27001:2013

Fam’s ISO 27001:2013 certified payments infrastructure guarantees bank-grade encryption.

GDPR Compliant

Fam is built on GDPR compliant infrastructure and follows all data privacy directives.

Integrates with your lifecycle marketing stack

Enterprise-Grade Security and Platform

FCA-Licensed

Fam’s payment and payment account infrastructure is regulated by the FCA.

ISO 27001:2013

Fam’s ISO 27001:2013 certified payments infrastructure guarantees bank-grade encryption.

GDPR Compliant

Fam is built on GDPR compliant infrastructure and follows all data privacy directives.

Integrates with your lifecycle marketing stack

Enterprise-Grade Security and Platform

FCA-Licensed

Fam’s payment and payment account infrastructure is regulated by the FCA.

ISO 27001:2013

Fam’s ISO 27001:2013 certified payments infrastructure guarantees bank-grade encryption.

GDPR Compliant

Fam is built on GDPR compliant infrastructure and follows all data privacy directives.

Integrates with your lifecycle marketing stack

Supported by

Supported by

Supported by

Frictionless Technologies Ltd.

124 City Road

London EC1V 2NX

Fam for Shoppers

Shoppers Home

Shopper Log In

Company

Legal Stuff

Log In

Copyright © 2025 Frictionless Technologies Ltd, All Rights Reserved

Frictionless Technologies Ltd.

124 City Road

London EC1V 2NX

Fam for Shoppers

Shoppers Home

Shopper Log In

Company

Legal Stuff

Log In

Copyright © 2025 Frictionless Technologies Ltd, All Rights Reserved

Frictionless Technologies Ltd.

124 City Road

London EC1V 2NX

Fam for Shoppers

Shoppers Home

Shopper Log In

Company

Legal Stuff

Log In

Copyright © 2025 Frictionless Technologies Ltd, All Rights Reserved